Money conversation before marriage is an important step you need to take if you are ready to take on the next step with your partner. But what do you talk about? You might even think that this is not really that important and what matters is that you love and trust each other. Those are […]
Tips To Add Positive Entries In Your Credit Report
You probably know by now that your credit report is very important. For something that represents the amount of debt that you use, it should not matter at all. But in our society, this particular report is held in a very high esteem. If you want a secure financial future, you need to make sure […]
Financial Mistakes People Make After Paying Their Debt
There are a number of financial mistakes people make on a daily basis. There are times that these are the ones that brought them to debt in the first place. A number of bad money decisions in succession can quickly put you in a vortex of financial crisis. You would then find yourself in familiar […]
Tips For College Students: How To Improve Your Credit Score
Do not wait until you graduate to improve your credit score. Like anything that involves your finances, the earlier you start, the better it will be for you. Whether it is saving for your retirement, paying your debts or improving your credit report, it pays to start working on them as early as you possibly […]
5 Arguments To Convince Creditors To Lower Your Credit Card Rate
Do you think that you can get lower credit card interest rates? Of course you can! All you have to do is ask. It is not against the law to request for a lower credit card rate. However, you also have to understand that you cannot force your creditor to lower it if they do […]