I ran into a post the other day written by a middle-aged guy who had been out of work for nearly 18 months. He had found on the Internet a part time job as what’s called a virtual assistant. The company that had “hired” him asked for his checking account information and then deposited more than $9,000 into the account. He was told to withdraw the money as cash, keep $300 for himself and then send the rest via Moneygram to people whose names and addresses he was given.
Then his bank called
Later the same day he sent the Moneygram payments, his bank called. He was told that the check he had deposited was fraudulent and that he needed to return the $9,000. Of course, he now had only the $300 he had been told he could keep. The bank closed his account and kept the $300, plus the $16 that was already there.
It’s not the only scam out there
Unfortunately, the scam this poor soul ran into isn’t the only one out there on the Internet. There are websites offering debt management plans where you are required to send money in advance to pay off your creditors and the people behind the website simply keep it. By the time you learn what’s happened it may be too late to do anything about it. Or in some cases, the company is located offshore so there is nothing you can do legally to recover the money that was stolen from you.
Work at home scams
Probably the most popular of the Internet scams are those that promise you can make big money working at home. Examples of these include craft assembly, medical billing, e-mail processing, typing at home, “turn your computer into a money-making machine” and multi-level marketing (MLM).
You can usually spot a work-at-home scam as it will require you to pay money in advance. Take medical billing as an example. If it’s a scam, you will be required to pay anywhere from $300-$900 for “everything” you need to start your own medical billing service. You are told you will receive medical billing software and a list of possible clients in your town. However, what you will not be told is that most medical clinics process their own invoices or use medical billing companies and not individuals. You may also find that your software doesn’t meet the necessary specifications and that the list of possible clients you were given is just plain wrong or outdated.
In debt settlement and debt consolidation
The same thing is true in debt consolidation and debt settlement. If you’re required to send money before you see and agree to a payment plan, it’s most likely a scam. In comparison, with Debt Consolidation USA, our debt relief providers offer a 100% satisfaction guarantee. We’re so confident that we can help you achieve your goal of becoming debt-free in a reasonable time, that if you are ever unsatisfied with our recommended debt relief programs you can cancel at anytime without any penalties or fees.
We’re sure you’ll be happy
In other words, we cost you nothing unless we can offer you a debt relief program that makes you happy. But it’s not likely that you will be unsatisfied with our debt relief programs because our providers have helped hundreds of families get out of debt and save thousands of dollars in the process.