Does it make sense to pay off debt early? It actually depends on your specific financial situation and your plans for the future. There are times when it is a good idea to pay it all off as soon as you can. However, there are also times when it is a bad idea to do […]
Should You Trust No-Credit-Check Loans?
No-credit-check loans seem like your saving grace if you need to get loan approval despite a bad credit score. At least if you are one of the 2 out of 10 Americans who have poor FICO credit scores. Having a bad credit score means a lot of things. Sometimes, it means you do not have […]
The Truth About The Financial Mindset Of Newlywed Couples
Financial mindset is probably not something that newlywed couples will be thinking about. But you should not wait until after the honeymoon phase is over before working on your financial plans as a couple. While this is not a conversation that you should have right after the wedding party, it is an important topic that […]
How To Determine The Right Order To Pay Off Debt
Having multiple credit accounts make it harder to pay off debt. You will feel a lot of stress because you have so many payments to keep track of. It actually gets worse if you know that your income is not enough to cover your debt payments while sustaining the type of lifestyle that you want […]
Simple Steps To Lower Credit Card Interest Rates
Did you know that you can lower credit card interest rates? According to reports, the average interest rate today is almost 18%. It is quite high considering we only had a 12% rate ten years ago. If you think that is not too bad, wait until you understand how the interest rate goes through compounding. […]
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