You can’t be heavily in credit card debt without it having a very negative effect on your life. You may be having trouble sleeping. You might find it hard to concentrate on your work, which would be bad for your job. You may not be answering the phone because you’re afraid it’s either a credit card company or collection agency calling to threaten you. You hate it when you’re called into your manager’s office because you’re afraid you’ll be told your wages have been garnished.
Just imagine how much better life would be
Stop and think for a minute how much better your life would be if you could get out from under that huge pile of credit card debt. You would wake up in the morning with a smile. You wouldn’t dread hearing your phone ring and you’d be a much better spouse or parent because you’d be happy and relaxed.
There are several ways to get out from under credit card debt. First, you could get a debt consolidation loan. There are two kinds of these loans–secured and unsecured. A secured loan is where you offer an asset–such as your house–as collateral. An unsecured debt consolidation loan is really a signature loan in that you’re not required to provide any form of collateral as security.
Second, you could file for bankruptcy. It’s sad but true that hundreds of Americans do this every week. And, yes, a bankruptcy will get you out from under your credit card debt but not all of your debts. For example, you can’t use a bankruptcy to discharge student loan debt, child support payments or tax debts. Plus, it will stay on your credit record for seven to 10 years, making it very difficult for you to get a new credit card, an auto loan or even rent an apartment during all those long years.
Not a myth
You may have heard the term credit card debt relief and either didn’t understand it or thought it was some kind of myth. I mean, how in the world could you get relief from your credit card debt without borrowing more money or filing for bankruptcy?
The fact is that you can get credit card debt relief. The way it works is that you contract with us to negotiate with your creditors on your behalf. We should be able to get your debts cut by 50% or more and your interest rates reduced as well. We will also work with your creditors to develop a payment plan so that you can be debt free in just 24 to 48 months.
How much in debt do you have to be?
We can’t do much to help you unless you are more than $5,000 in debt and haven’t been making payments on your credit cards for several months.
How the program works
You pay nothing until we have negotiated a payment plan that you and your creditors have all approved. In the meantime, each month you’ll send us the money you would have paid your creditors. We will deposit this money in a trust account that only you control so your money will be totally safe.
How to get started with credit card debt relief
If you’d like to get your debt under control and get your life back, fill out the free debt analysis form or call now for a free quote.
We have a simple 100% satisfaction guarantee so that you only thing you could lose is that credit card debt that has been ruining your life.