Using a debt settlement service is a choice when you want debt consolidation help, and a choice that can change your life.
Debt settlement, rather than credit counseling or a debt management plan, can prove to be one of the best choices you make. Debt settlement may be a life-saving decision. Choose debt consolidation now and settle your debts for less than the full balance due on your credit card accounts.
The traditional debt consolidation you may be familiar with is where you talk to a credit counselor at a credit counseling agency and they will work with your creditors and get them to agree to lower your interest rates and waive late fees and over the limit fees and agree to a lower payment plan.
You may also be thinking about taking out a consolidation loan, home equity loan, second mortgage or even a peer to peer consolidation loan. If you want debt consolidation help you may not want to take out another loan to pay off all your other credit cards and personal loans.
You may have maxed out credit cards that hurt your credit score and prevent you from getting a favorable APR on a credit consolidation loan.
The debt consolidation we are talking about is a more aggressive form of consolidating your bills and can provide better results at lowering your outstanding balances in a shorter period of time.
How aggressive is this form of debt consolidation?
The aim of our debt consolidation services do not involve taking out a debt consolidation loan hoping for a lower interest rate. You need a good credit score to qualify for a credit consolidation loan or home equity loan and with this program you do not have to worry about your bad or poor credit score.
The aim is to reduce your debts to a fraction of what you owe. This is a reduction of the balance on your credit card accounts. Not just a better APR rate on your credit cards. Plus, you can pay down your debts at one of the lowest costs available. Compare our consolidation program costs to bankruptcy, credit counseling, and making the minimum payment costs. You will see that we may be able to save you the most money on your debts and get you debt free in as little as 24 to 48 months.
Plus, you can get debt relief through a lower payment plan.
You can pick a payment you can afford that fits within your budget and helps you on your way to becoming credit card debt free with a lot less stress. This is a welcome lifeline if you are constantly charging gas, groceries, and utility bills to your credit cards.
If you need debt consolidation help, contact us to find the best debt consolidation companies with the best debt management plans.