As the year is about to close, holiday credit card debt is a situation a lot of people find themselves in. The expenses they incur celebrating the holidays could just be too much for their finances. In your desire to feel the spirit of the season, you spend way more than your budget allows. You […]
Consolidating Credit Card Debt With A Personal Loan
Debt is already a way of life for a lot of people and consolidating credit card debt is a question you could be looking into. This is because, in this day and age, credit card debt is one of the most challenging situations to overcome. The combination of ease of use coupled with high-interest fees […]
Money Goals For The First Quarter of the Year
As you start looking forward to next year, it is ideal to have money goals you want to achieve during the early part of that year. This can be short-term goals you can aim for to help you strengthen your finances for the whole year. These mini-goals could also complement and help you get closer […]
4 Ways You Can Negotiate To Improve Credit Card Terms
Knowing the credit card terms will help you manage your credit use better. The truth is, managing your credit card payments is not complicated. However, it does require a complete understanding of the terms that can affect your balance. When you get your card for the first time, it usually comes with the terms and […]
Holiday Financial Stress Is Just Around The Corner
Holiday financial stress is a phenomenon that falls upon consumers whenever the holidays come around. More than the holidays being about family and being thankful for all that you received for the year, it also entails huge expenses. This includes a lot of items from gifts you buy for people around you to even travel […]
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