Holiday financial stress is a phenomenon that falls upon consumers whenever the holidays come around. More than the holidays being about family and being thankful for all that you received for the year, it also entails huge expenses. This includes a lot of items from gifts you buy for people around you to even travel […]
Simple Steps To Lower Credit Card Interest Rates
Did you know that you can lower credit card interest rates? According to reports, the average interest rate today is almost 18%. It is quite high considering we only had a 12% rate ten years ago. If you think that is not too bad, wait until you understand how the interest rate goes through compounding. […]
4-Step Plan To Deal With High Credit Card Debts
If you have high credit card debts, you are not alone. In fact, a lot of Americans are deeply in debt thanks to their credit card spending. According to reports, the national average for credit card debt is currently at $4,293. But if you think that is high enough, wait until you calculate how much […]
3 Valid Reasons To Open A New Credit Card Account
Opening a new credit card account should be done with caution. It is okay to own more than one credit card. In fact, the average American owns more than 2 credit cards at a time. There is nothing wrong with that as long as you are sure that every card is being utilized properly. If […]
How To Set Yourself Up For Financial Success At A Young Age
If you want to be a financial success, you need to start as early as possible. This is not something that you accomplish overnight. As much as we all want to be financially successful, it takes a long time to be one. Not to mention the fact that you need to exert effort to make […]
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