If you’ve never had a problem with a debt collector, consider yourself fortunate. Debt collectors can be among the most obnoxious people on planet earth. I have read stories of people who were hounded five or six times a day – at home and at work – over a $300 bill. Debt collectors are people, […]
3 Smart Ways To Use Your Credit Cards During The Holidays
Have you ever fallen victim to what I call the “Santa Claus syndrome?” This is where you feel that you’ve purchased all the Christmas gifts for your friends and family but then, at the last minute, get overcome by the desire to just do “a few more gifts.” Almost all of us do this when […]
Would You Like To Put A Bluebird in Your Purse Or Wallet?
You have to hand it to those people in Bentonville, Arkansas – the corporate headquarters of Wal-Mart. They are definitely innovators. And the Walton family is big in public service. I saw an article in our paper yesterday announcing the opening of the Crystal Bridge Museum in Bentonville, which was financed in its entirety by […]
Credit Cards and Charge Cards – Is There A Difference?
Do you think that your credit cards are charge cards or that all your charge cards are credit cards? Then you’d be wrong. These terms may be used interchangeably but they’re not the same thing. In fact, a charge card is a kind of credit card but not all credit cards are really charge cards. […]
Follow These Five Tips To Find Your Best Credit Card
If you carry a lot of debt your only concern may be to find a credit card with a very low interest rate.. But if you are able to pay off your balances most months then choosing a good credit card can be a more complicated task. There is no doubt about the fact that […]
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