Did you know that you can lower credit card interest rates? According to reports, the average interest rate today is almost 18%. It is quite high considering we only had a 12% rate ten years ago. If you think that is not too bad, wait until you understand how the interest rate goes through compounding. […]
4 Must-Have Qualities Of Your First Credit Card
Are you looking for your first credit card? This is a decision that you should not take lightly. Most consumers got their credit card for the very first time at a young age. Usually, this is during their college years. Some people wait until they graduate and start a job before they apply for their […]
5 Arguments To Convince Creditors To Lower Your Credit Card Rate
Do you think that you can get lower credit card interest rates? Of course you can! All you have to do is ask. It is not against the law to request for a lower credit card rate. However, you also have to understand that you cannot force your creditor to lower it if they do […]