Joint credit cards seem to be the perfect way for couples to manage their finances. This is simply a credit card account that the couple owns together. That means they get to use it and are equally responsible for paying it back – regardless of how much each of them contributed to the balance. While […]
4 Important Reminders When Choosing A New Credit Card
Choosing a new credit card should not be taken lightly. Although a lot of people own more than one credit card account, that does not mean you should approach it carelessly. According to statistics, the average credit card holder owns more than 2 accounts. Each of these accounts has an average balance of $2,360 – […]
Question To Ask Before You Apply For A New Credit Card
Are you thinking about applying for a new credit card? You are not alone. A lot of people are actually applying for a new credit card on a yearly basis. Some credit card companies are actually secretive about how many new credit card accounts are being opened. But we are sure that it is in […]
8 Habits For Stress Free Credit Card Use
A lot of American consumers are looking for ways to manage their credit card use in such a way that they come out ahead. The problem is that a lot of consumers are falling into a spiral of debt as they miscalculate and make bad credit decisions. There are even times when they have the […]
Reasons Why You Should Never Max Out Credit Cards
Most experts say that you should never max out credit cards. All issued credit cards have a limit. You cannot spend beyond this limit. For instance, let us assume that you have a credit limit of $10,000. If your current balance is $8,000, you can only use your credit card for purchases that are $2,000 […]
