Credit card use is already a big part of life for most people. Charging expenses on their card is so convenient that many use it to pay for several expenses. As time goes by, credit cards have been getting a bad reputation and being blamed for a lot of consumer debt problems. Credit cards are […]
The Truth About Joint Credit Cards
Joint credit cards seem to be the perfect way for couples to manage their finances. This is simply a credit card account that the couple owns together. That means they get to use it and are equally responsible for paying it back – regardless of how much each of them contributed to the balance. While […]
4 Important Reminders When Choosing A New Credit Card
Choosing a new credit card should not be taken lightly. Although a lot of people own more than one credit card account, that does not mean you should approach it carelessly. According to statistics, the average credit card holder owns more than 2 accounts. Each of these accounts has an average balance of $2,360 – […]
Question To Ask Before You Apply For A New Credit Card
Are you thinking about applying for a new credit card? You are not alone. A lot of people are actually applying for a new credit card on a yearly basis. Some credit card companies are actually secretive about how many new credit card accounts are being opened. But we are sure that it is in […]
8 Habits For Stress Free Credit Card Use
A lot of American consumers are looking for ways to manage their credit card use in such a way that they come out ahead. The problem is that a lot of consumers are falling into a spiral of debt as they miscalculate and make bad credit decisions. There are even times when they have the […]