Most experts say that you should never max out credit cards. All issued credit cards have a limit. You cannot spend beyond this limit. For instance, let us assume that you have a credit limit of $10,000. If your current balance is $8,000, you can only use your credit card for purchases that are $2,000 […]
Should You Have A Joint Credit Card With Your Spouse?
To have or not have a joint credit card – that is the question. But what exactly does it mean? Having to share a credit card means you open an account with both your names on it. You get to have equal rights to use the card. At the same time, you get to be […]
5 Rules of Credit Card Use
Having good credit makes life a whole lot easier. With proper use, credit cards can provide you with a favorable credit score and can assist you in difficult situations. Things can quickly get out of hand when credit cards turn your financial life upside down. So it is very important that we get a handle […]
5 Mistakes That Will Lead Smart Spenders To Credit Card Debt
Did you know that smart spenders can also end up in credit card debt? Surprising but true. If you miss out on one important aspect, it can lead to your financial demise. Of course, being a smart spender, it will not be as bad as those who have been irresponsible with their money. Smart spenders […]
Credit Card Benefits You May Want To Maximize
Did you know that there are many credit card benefits that should convince you not to eliminate this purchasing tool from your life? In truth, our problems with this type of debt is not because of the credit card itself. Although the whole purpose of being in debt seems appalling, the real problem lies in […]
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