While many people are aware that they have a credit score they do not understand what affects it. There can be errors in your file that lower your score and small problems that you may think are insignificant but can cause your credit score to nose dive. Work with your bank Many people when they […]
Credit Repair is Possible – Tips to Help
It doesn’t matter how you did it, getting into debt is going to cause you some problems. However, don’t’ despair because there are ways that you can help yourself to get out of debt and repair the damage done to your credit history. Draw up a list of income and expenditure and work out a […]
Credit Cards – The Best Advice on Sensible Use
Sometimes, having a credit card to hand can be a life saver, especially in an emergency situation. Credit cards are also a great way of improving your financial standing and your credit score, provided they are used sensibly of course. Here is some great advice on how to manage your credit card and get the […]
How to Build Your Credit to Get a Good Interest Rate
Credit and charge cards can go a long way towards improving your credit score, provided you keep up the repayments. You must understand all the terms and conditions of your cards so that you can use them in a safe manner. Have a look at these tips to help you find and maintain a good […]
Stay-at-home Spouses Could Have Credit Cards
There was a provision in the Credit Card Act of 2009 that was meant to keep young men and women from getting into debt. This was a provision buried in the Act’s fine print that required the credit card providers to calculate whether applicants could make minimum monthly payments given their debt obligations and independent […]
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