A Visa credit card is often the first credit card a consumer gets. Before he applies for the department store card or any other kind of card, the consumer sets out to get a Visa credit card in his hands. As of September 2011, there were approximately 261 million Visa credit cards in circulation in […]
Government Credit Card Debt Relief Programs? Are They Real?
The government has many excellent credit card debt relief programs set up, along with other types of debt relief. The advice available from the government applies to debt from $1,000 to $100,000 or more. However, these are not programs that will assist consumers with settling or paying their debts. Instead, these are agents or officers […]
Negotiating Credit Card Debt – Is it for you?
Credit card debt is one of the leading causes of stress for most Americans today. Although credit card debt can feel overwhelming at times, there are solutions available, and it is possible to improve your credit as a result. Negotiating credit card debt is one of the best options. It is not an easy or […]
Bank of America Debt Consolidation
Because Bank of America is one of the largest consumer credit issuers in the United States, it tends to have its own way of doing things when it comes to debt consolidation. Remember, the bank doesn’t want you to default on your loans any more than you do. If you’re holding on to a large […]
Credit Card Debt Management
People will often run into credit card debt issues because they do not have an understanding of what it means to practice good credit card debt management. It is often a matter of being able to separate the fact from fiction when it comes to credit card debt. As you start to contemplate your credit […]
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