It doesn’t matter how you did it, getting into debt is going to cause you some problems. However, don’t’ despair because there are ways that you can help yourself to get out of debt and repair the damage done to your credit history. Draw up a list of income and expenditure and work out a […]
Get Out of Debt Fast – Tips to Help You
If you have got yourself into a situation where you owe a great deal of money to a variety of different lenders, it’s now time to start sorting yourself out. Getting out of debt is important, not just for your peace of mind but also to improve your credit score. Here we are going to […]
Are Those Store Credit Cards A Good Or Bad Idea?
If you’ve purchased something in a Macy’s, JC Penney’s, Target’s or any one of a number of other stores, you’ve probably been told, “if you apply for one of our credit cards today, I can save you 20%” or some other such figure. This can be very tempting, especially if you’re making a big purchase […]
Stay-at-home Spouses Could Have Credit Cards
There was a provision in the Credit Card Act of 2009 that was meant to keep young men and women from getting into debt. This was a provision buried in the Act’s fine print that required the credit card providers to calculate whether applicants could make minimum monthly payments given their debt obligations and independent […]
3 Smart Ways To Use Your Credit Cards During The Holidays
Have you ever fallen victim to what I call the “Santa Claus syndrome?” This is where you feel that you’ve purchased all the Christmas gifts for your friends and family but then, at the last minute, get overcome by the desire to just do “a few more gifts.” Almost all of us do this when […]