Is it a good idea to use a personal loan to pay off credit card debt? That actually depends on your unique circumstances. Some people can successfully get out of their multiple credit card debt by borrowing a personal loan. For others, things get a lot worse. One thing is for certain, if you are […]
Should You Take Advantage Of Zero Percent Interest Rate Credit Cards?
Should you take advantage of zero percent interest rate credit cards? The main issue that people have with credit cards is the high-interest rates. If you can get rid of that, even for a short period, it would make these cards very appealing, right? With a 0% interest card, there is a lesser chance for […]
4 Reasons To Start Saving For The Holidays
It is never too early to start saving for the holidays especially as it is just around the corner. You will start to hear Christmas songs around you and establishments preparing for it. After the Halloween and Black Friday Sale, Christmas is up next. This can be either be a stressful event for you or […]
Importance Of Having An Emergency Fund
Your emergency fund is one of the most important funds you could ever put together. It is not to diminish the importance of your retirement fund or even a college fund for your children. However, your reserve funds will play a crucial part in helping you achieve your short and long term goals. Debt problems […]
Debt Problems For Millennials? Here Is A Financial Blueprint To Consider
Debt problems for millennials abound and persist just as much as it does with other generations. Baby boomers now are more concerned if they have enough for retirement. They are close to that point in their life where they see retirement as a near possibility rather than a future event. Retirement is a concern for […]
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