Debt management plans are one of the mostly widely used forms of debt management, but this doesn’t mean they are right for you. You will find these services with a consumer credit counseling services but beware not all are focused on the quality of their work. If a credit agency isn’t customer focused it is […]
Understanding Debt Consolidation
There are different options available to help elevate the problems when debt is a major factor. It is possible to look at what you are spending and reduce you outgoings by creating a budget. A drastic option is to file for bankruptcy. An option that you might not have considered is debt consolidation. Eligibility There […]
Credit Counseling Prior To Filing for Bankruptcy
Credit counseling, prior to filing for bankruptcy, has become a pre-requisite as mandated by the Bankruptcy Law of 2005. Thus, before a consumer can declare bankruptcy, one is required to present a certificate proving that credit counseling has already been sought before making such decision. Source: debtconsolidationusa.com via Debt Consolidation on Pinterest These days, debt […]
Debt Consolidation Loans vs. Credit Counseling
Debt consolidation and debt counseling are two of the most commonly utilized methods of managing one’s bills and debts. With numerous bills, expenditures, late dues and high interest rates that most of us are faced with, most of us resort to an easy way out. Such ways as debt consolidation and credit counseling have proven […]
To Consolidate Or Not To Consolidate – That Is The Question
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