Using credit cards can be both a blessing and a curse. If you aren’t able to meet the minimum monthly payments you’ll only get further in debt. Though, credit cards can be easy to understand and a great way to establish credit if used properly. To further your understanding of credit cards, here is some […]
If You Have Credit Problems We Have the Answers
While many people are aware that they have a credit score they do not understand what affects it. There can be errors in your file that lower your score and small problems that you may think are insignificant but can cause your credit score to nose dive. Work with your bank Many people when they […]
Lowered Credit Limits Can Lower Your Credit Score
How Do Lowered Credit Limits Affect Your Credit Score? Were you aware that credit card companies can reduce a credit balance at any time? Yes, Visa is allowed to unilaterally decide that you have access to a lesser amount of credit. You might not even know about it until you happen to check your credit […]