Opening a new credit card account should be done with caution. It is okay to own more than one credit card. In fact, the average American owns more than 2 credit cards at a time. There is nothing wrong with that as long as you are sure that every card is being utilized properly. If […]
4 Money Practices to Impact Positive Financial Habits
Having positive financial habits do not happen overnight. It takes constant control, discipline, and the right money practices. You need to make sure there is consistency – continuously performing these actions over and over again until they become second nature to you. When it comes to financial habits, it seems that Americans still have a […]
Important Rules That Will Make You An Expert In Credit Management
Credit management is an important skill to have. Some people think that eliminating debt completely is the best way to keep it from destroying their financial position. That is further from the truth. Believe it or not, there are benefits to using credit. In fact, it can be said that any financial crisis should not […]
Tips To Add Positive Entries In Your Credit Report
You probably know by now that your credit report is very important. For something that represents the amount of debt that you use, it should not matter at all. But in our society, this particular report is held in a very high esteem. If you want a secure financial future, you need to make sure […]
How To Improve Creditworthiness
Why is it so important to improve creditworthiness? Being creditworthy means you are deemed responsible enough to be trusted with credit. It is how creditors and lenders will decide if you can be approved to borrow money from them. This is also how they will decide on the interest rate of the loan or credit […]
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