I read a story recently about a young woman who ended up owing more than $6000 in medical bills. It was for a test that her insurance company had said it would pay for but then reneged on. The bill went into default and here’s the second biggest problem with medical bills – it will […]
What Is A Good Credit Score?
A credit score is that little 3-digit number that follows you around for your entire life. It’s critical because whenever you apply for any kind of credit, including renting an apartment, the first thing the lender will do is check your credit score. If you have a bad credit score, you may be denied that […]
Lowered Credit Limits Can Lower Your Credit Score
How Do Lowered Credit Limits Affect Your Credit Score? Were you aware that credit card companies can reduce a credit balance at any time? Yes, Visa is allowed to unilaterally decide that you have access to a lesser amount of credit. You might not even know about it until you happen to check your credit […]
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