Did you think that a secured credit card can help you learn how to raise and maintain a good credit score? That depends on your particular financial situation. It may or may not help and you need to understand these cards thoroughly before you apply for one. This is still a credit card that you […]
Should You Or Should You Not Co-Sign A Loan?
Have you ever had someone ask you to co-sign a loan? If a family or friend asked you for help but it involves putting your name on the line, do you think you can do it? You may be thinking: you do not need to give or borrow money anyway. All you are required to […]
What You Need To Know About A Credit Inquiry
Do you know what a credit inquiry is? Chances are, you do but you do not pay attention to it that much. That is because it is perceived to have a small effect on your score. While there is a lot of truth to that, you have to take some time to learn about it. […]
Target Offers Free Credit Monitoring: Can It Really Help?
We are always told to protect our credit score because it can affect a lot of things about our finances. While you may have done everything that you can to be careful, things can still happen to make you a victim of scammers. This is probably what more than 70 million Target customers are feeling […]
Bankruptcy or Debt Settlement?
When you are living in debt it is difficult to know where to turn for help. There are options such as bankruptcy or debt settlement. Most people know that bankruptcy hurts your credit score which greatly affects people’s opinion of it and often causes them to fear the idea of filing for bankruptcy. There is […]
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