If you take a look at statistics on credit card debt in places like Arizona, you will see that many people are in way over their heads. You may feel that this description applies to you, too. The housing crisis and the other assorted economic disasters that have struck the United States have taken their […]
Do Cease And Desist Letters Work?
For many years, all a person had to do to make their lives more comfortable, in terms of dealing with their debt, was to simply send a cease a desist letter to their creditors. The thing is though, there are more and more lawsuits from creditors coming forth because of such letters. After all, a […]
What To Do About A Financial Hardship
Anyone can run into issues with money. Even those who are the most prepared can find a situation cannot be overcome. Financial hardships may make it impossible to pay off your bills each month. What do you do when you realize that your payments are going to be late or not sent in at all? […]
The Debt Settlement Process
HIGHLIGHTS Understand the steps you need to take to negotiate debt settlement successfully. How to handle making the lump sum payment. What to do if the first debt settlement offer isn’t accepted. Debt settlement can be a lifesaver for consumers that are deep in debt. Of all the debt relief strategies, debt settlement is the […]
Tips for Negotiating the Best Debt Settlement Possible
Debt settlement offers an alternative to bankruptcy for many people who find themselves deep in debt and unable to pay back loans according to the original terms of the agreement. It is important for consumers to fully understand common debt settlement practices before proceeding with the debt negotiation process. While many consumers turn to attorneys […]