If you’re not familiar with the name Equifax, it’s part of the big three of credit reporting bureaus that also includes Experian and TransUnion. As of last report, Equifax has information on about one-third of all American adults. In fact, it has what’s probably the most thorough and powerful database of information ever created, which […]
How To Challenge A Debt Collector
If you’ve never had a problem with a debt collector, consider yourself fortunate. Debt collectors can be among the most obnoxious people on planet earth. I have read stories of people who were hounded five or six times a day – at home and at work – over a $300 bill. Debt collectors are people, […]
What To Do About Debt Collection Letters
No one intends to pay their bills late. However, failing to pay your bills on time may result in debt letters being sent your way. Debt collection letters are sent to help creditors document their efforts to collect a debt before going to court. You need to know what your options are if you ever […]
Dealing With Creditor Harassment
We all know the consequences of not paying our bills. Credit scores go down, interest rates go up and creditors start calling on a regular basis. Creditors can be quite rude when they call. However, you do not have to put up with their behavior. As consumers, you have rights that you must protect in […]