It might sound strange but there are many reasons to avoid debt counseling. The debt counseling process has become somewhat of a minefield as commercial enterprises have become more involved. The ideal situation is where a person is helped for free to understand their financial situation and produce a workable budget and payment plan that […]
Reasons to Avoid Credit Counseling
If you are having troubles with debt then you may be aware of the many advertisements for counseling services. While they tell you, many reasons to use their services the do not highlight why you might want to avoid credit counseling. They highlight that the first step in mitigating a negative situation is to acknowledge […]
How To Avoid Debt Counseling That Will Not Help You
It is not uncommon for people to struggle with debt repayments particularly if they are hit with an unexpected bill or a faced with, an urgent and expensive repair. The extensive advertising that many new entrants to the debt counseling industry rely on to generate customers makes it seem like anyone with a debt problem […]
Credit Counseling Prior To Filing for Bankruptcy
Credit counseling, prior to filing for bankruptcy, has become a pre-requisite as mandated by the Bankruptcy Law of 2005. Thus, before a consumer can declare bankruptcy, one is required to present a certificate proving that credit counseling has already been sought before making such decision. Source: debtconsolidationusa.com via Debt Consolidation on Pinterest These days, debt […]
What You Need To Know If Your Credit Card Is Declined
I sat in a restaurant one evening with my wife and a friend from out of town, He had offered to take us to dinner – to a very upscale restaurant at that. The bill came, he plunked down his credit card and a few minutes later heard the dreaded five words, “your credit card […]