Based on the recent reports, it seems that we will always be in need of a debt solution. According to an article on Time.com, Americans are still concerned about the state of their financial future. 6 out of 10 participants of their survey revealed that they are worried about the long term financial security of […]
How Debt Relief Affects Your Credit Report
Having too much debt is never a good thing. This doesn’t mean that pursuing debt relief won’t have an impact on your credit score. Some actions related to lowering your debt will increase your credit score. Other actions will serve to lower your credit score. This is why it is so important to consider all […]
California Credit Card Debt Relief Programs
The need for credit card debt relief is particularly critical in places such as California, which suffered the mortgage crisis in a profound way. Unemployment has also had a severe impact on the economy of this state. Even if you remain employed, wages have remained flat while prices have skyrocketed. If you find yourself heavily […]
How to Protect Your Credit Score While Paying Off Debts
The primary goal of debt consolidation, debt settlement, or credit counseling is formulating a realistic payment schedule that reduces your total debt load. Often, however, the tactics that are used focus mainly on relieving debt while neglecting credit repair. Granted, most of the tactics are designed to solve immediate needs such as stopping threatening phone […]