There is no question that saving and spending money is a delicate balance. Moreover, doing one more than the other can have immediate effects on your finances both good and bad. What makes this a lot more challenging is the fact that there is no constant formula to follow. Your finances can change over time […]
Is It Possible To Have Recession-Proof Finances?
Having recession-proof finances might seem like the works of daydreamers but it is a goal you can aim for. Nothing is perfect and any preparations could seem small. However, starting early and being consistent with your plans help improve the chances of reaching your goals. If your mindset is already making you doubt your capability […]
Huge Credit Card Debt And How To Manage It
One of the most financially crippling situations you could find yourself in is staring at a huge credit card debt. Your mind starts to try and retrace your steps just to have some understanding of how you got to your present situation. Holding a credit card statement with a total amount due you cannot afford […]
Should You Be Really Afraid Of Holiday Expenses
As the year is about to end, you could start to be afraid of holiday expenses because you know that it will be a very expensive time of the year. It actually is because of all the traditions people have been observing over the past few centuries. There is gift-giving, social events, and even the […]
Money Goals For The First Quarter of the Year
As you start looking forward to next year, it is ideal to have money goals you want to achieve during the early part of that year. This can be short-term goals you can aim for to help you strengthen your finances for the whole year. These mini-goals could also complement and help you get closer […]
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