If you went through a tough financial time in the past, it most certainly would include debt collectors reaching out to you to collect on a debt. You might have missed some in the past and they are now starting to catch up. Debt collection has been getting a lot of flack because of the […]
4 Steps Before You Dispute Debts You Do Not Owe
Being collected for a debt that you owe is stressful. When a collections agency is already in the picture, that is a reminder that you had been defaulting on your payments. The creditor gave up or is about to give up on your account and that is why they passed on the account to a […]
Understanding the Fair Debt Collection Practices Act
How The Fair Debt Collection Practices Act Helps Consumers In Debt Dealing with debt collectors can be a frustrating experience. Debt collectors use aggressive strategies to compel consumers to pay past due debts in an effort to recover as much of the debt as possible. Although federal law gives collectors the latitude to pursue recovery […]
You Have Rights When Dealing with a Debt Collection Agency
How To Handle Debt Collection Agencies One commonly held belief why debt collection agencies exist is that people have is that those who do not pay their debts are shiftless deadbeats. However, statistics show that 99% of the people in current dire financial straits are people who have historically paid their bills. They are not […]