When your phone starts ringing and debt collectors are on the other line, you know that you are in trouble. One of the things that make debt stressful are collection calls. This is the time when people are usually in a bad financial condition and they cannot afford to pay their debts anymore. You are […]
4 Steps Before You Dispute Debts You Do Not Owe
Being collected for a debt that you owe is stressful. When a collections agency is already in the picture, that is a reminder that you had been defaulting on your payments. The creditor gave up or is about to give up on your account and that is why they passed on the account to a […]
Debt Relief Laws That You Need To Know
When it comes to money, you can never be too careful. There are many people who wish to scam you out of your hard earned money. Not only that, some professionals will prey on the ignorant hoping to abuse them and get bogus service fees from them. Apparently, the most common target of these malicious […]
How To Keep Collection Calls From Happening
There are many tips about how to handle debt collection agencies but have you ever thought about not bothering with them at all? These collection calls can really put a lot of stress into your life and if you do not have the right disposition for it, that could really make your life miserable. When […]
Understanding the Fair Debt Collection Practices Act
How The Fair Debt Collection Practices Act Helps Consumers In Debt Dealing with debt collectors can be a frustrating experience. Debt collectors use aggressive strategies to compel consumers to pay past due debts in an effort to recover as much of the debt as possible. Although federal law gives collectors the latitude to pursue recovery […]