Are you not interested in saving money? I didn’t think so. I know there is people in this country who are so well off they don’t need to think about how to save money at home. But I don’t know any of them. If you’re at all like us, you’re always trying to think of […]
The Fallacy of Fixed Costs
When people used to talk about budgeting, they tended to separate household expenses into fixed costs and variable costs. Most budget experts kind of shrugged off the fixed costs and concentrated on helping you reduce your variable costs, such as entertainment, groceries and clothing. The fixed costs were expenses such as your mortgage or rent, […]
Saving Money With Tuna Fish
There are a number of ways you can save money on your groceries. One the easiest and best is to make a grocery list and stick to it. We look for specials and coupons in our local newspaper, build menus around them and then make a list of the ingredients we will need. Ignore those […]
Cut Costs By Cutting That Cable
I don’t know what’s happening with your cable provider, but ours just keeps jacking up our rates to the point where I would open our monthly statement with shaking fingers. In fact, it finally got so bad we dropped cable and went to a satellite TV provider. This hasn’t cut our bill in half or […]
Today’s Big Tip – Learn To Do Without
Probably the biggest reason why so many US families are in debt is because we have become a nation of conspicuous consumers. If you don’t think this is true, how many flat screen TVs do you own? How many times a month do you eat out? Do you have Apple’s latest iPhone? Do you have […]