People go into personal debt for a lot of reasons, but the number one cause is unnecessary overspending. A few unfortunate individuals go into debt because they lose their jobs or have to pay expensive medical bills, but most personal debt is easily avoidable. If you are in debt or close to it, you should […]
A Penny Saved is a Penny Earned
A penny may have been worth a lot more when Benjamin Franklin wrote, “a penny saved is a penny earned” in Poor Richard’s Almanack , but the saying’s just as true today as it was back then. The best way to start saving is to take some of your income, no matter how small, and […]
Not a Good Sign for America’s Credit Card Holders
Countless businesses throughout the nation are having to try their hardest just to stay afloat due to the stagnant economy, but Visa somehow managed to increase its profits by 73%. In order to make that much money, lots of people must be using their credit cards. However, most consumers do not have the spare cash […]