The pandemic is already a big challenge for a lot of people but sad to say, there are also financial scams people need to look out for. There are scrupulous individuals and organizations that are out to take advantage of other people. With the COVID19 pandemic out there, they just have a new angle to […]
Retirement and Income Replacement Ratio
Retirement brings mixed emotions to a lot of people. Some are dreading the day they have to retire fearing the worse. They do not know what to do with their time because they were employed for most of their life. That routine they have developed, practiced, improved and for some, perfected will now be a […]