It seems to us that our grocery bill gets higher every month. There are only three of us but were probably spending better than $600 a month on “groceries.” The reason I put the word groceries” in quotes is because what a lot of people don’t think about is how much of our grocery bills […]
The Fallacy of Fixed Costs
When people used to talk about budgeting, they tended to separate household expenses into fixed costs and variable costs. Most budget experts kind of shrugged off the fixed costs and concentrated on helping you reduce your variable costs, such as entertainment, groceries and clothing. The fixed costs were expenses such as your mortgage or rent, […]
Stop Eating Out
Stop for a minute and think about all those times you just “had” to eat out. Maybe you “had” to eat out after the kids’ soccer game, after church, or on Friday to celebrate the end of the week. If you’re a family of four, you’re probably averaging $30 or even more every time you […]
Why To Shun Prepared Foods
How often do you fall under the spell of prepared foods? There you are walking through the deli section of your local supermarket and what to your wondering eyes should appear but a package of tasty-looking burritos all ready to be heated and eaten. Yum! That’s the good news of prepared foods. They’ve already been […]
Today’s Big Tip – Learn To Do Without
Probably the biggest reason why so many US families are in debt is because we have become a nation of conspicuous consumers. If you don’t think this is true, how many flat screen TVs do you own? How many times a month do you eat out? Do you have Apple’s latest iPhone? Do you have […]
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