One of your top priorities as the year comes to its final stretches is preparing your household budget to start the new year. It might be mont’s into the future but the current year is already heading to its last quarter. As such, planning not only for the holidays but the coming new year is […]
Retirement Planning When You Have An Empty Nest
Retirement planning should be an idea you put into action early on. You do not start planning for it when you are just a few years away from retirement. Not only will you have a hard time meeting your target amount, but you might also have to work longer just to retire comfortably. Planning for […]
5 Common Financial Myths And Why They Are Wrong
There are a lot of financial myths you might pick up once you start to get serious with money management. You might start to look for pieces of financial advice from all sort of places that you mix and match sound financial principles. You could end up more confused than the time you started and […]
Do You Think You Can Survive With No Emergency Fund? Some Americans Think They Can
Did you know that some Americans are not bothered that they have no emergency fund? According to a new report published, almost 1 out of 5 survey respondents revealed that they feel okay even without emergency savings. The report also revealed that 47% of respondents, although they have savings, cannot cover less than three months […]
Two Important Reasons To Have Enough Emergency Funds
Not having emergency funds is a huge mistake. In fact, it is safe to say that this is one of the financial mistakes that can come back to haunt you. When you do not have it when you need it the most, you might end up making drastic decisions that can make your situation much […]