Your emergency fund is one of the most important funds you could ever put together. It is not to diminish the importance of your retirement fund or even a college fund for your children. However, your reserve funds will play a crucial part in helping you achieve your short and long term goals. Debt problems […]
Let Your House Help You Manage Your Debt
You’ve probably seen one of those movies where enemy soldiers or aliens or whatever surround the protagonist on all sides to the point where his or her plight just appears hopeless. If you’re deeply in debt, you probably feel the same way –you’re surrounded by debts and that it feels just hopeless. You may even […]
Is A Debt Consolidation Loan A Good or Bad Idea?
The short answer to this question is that yes, a debt consolidation loan can be a good idea. However, for a debt consolidation loan to make sense, you have to have multiple debts such as credit card debts, a personal loan, medical bills and so forth. Not to mention good credit to get a low […]
Refinancing Your Home To Consolidate Your Unsecured Debts
Your home is one of the single largest investments you will ever make in your lifetime. After making payments and upgrades to your home for years, you will build up equity in that home that can be used in several different ways. One way that people use the value they have built up into their […]