Have you ever fallen victim to what I call the “Santa Claus syndrome?” This is where you feel that you’ve purchased all the Christmas gifts for your friends and family but then, at the last minute, get overcome by the desire to just do “a few more gifts.” Almost all of us do this when […]
Not a Good Sign for America’s Credit Card Holders
Countless businesses throughout the nation are having to try their hardest just to stay afloat due to the stagnant economy, but Visa somehow managed to increase its profits by 73%. In order to make that much money, lots of people must be using their credit cards. However, most consumers do not have the spare cash […]