As the year starts, you need to make sure that you have a tough emergency fund to support you for the rest of the year. If you have been saving for the past few years and you did not find any use for it last year, this fund should be intact. This should be the […]
Manage Holiday Debt At The Start of the Year
Holiday debt can linger well into your new year plans and it might not be the best way to start your year. It could put you at a disadvantage especially if you already have your finances and even household budget set for the year. Having to take on debt from last year can throw you […]
Tips To Boost Your Emergency Funds While In The Midst Of A Debt Relief Program
Emergency funds can be your saving grace in times of trouble. Earlier this year, a lot of workers were pushed into a huge financial dilemma because of the government shutdown. They were suddenly left without an income and unable to pay their bills and other financial obligations. If these people had an emergency fund, they […]
How To Stay Away From Debt Using Your Credit Cards
A lot of people are trying their best to stay away from debt to help them improve their finances. They can be planning for their future, trying to make a big item purchase, or simply planning for unforeseen situations. One of the first things people blame for their debt problems is their credit cards where […]
Tax Refund And How To Make The Most Out Of It?
A lot of people look forward to getting that tax refund every year. This is one example of windfall money because you never know when it will come and how much it will be. Though the IRS shared that the refunds this year has been lower by about 12.4% compared to the previous year.Though smaller, […]
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