Are you looking for your first credit card? This is a decision that you should not take lightly. Most consumers got their credit card for the very first time at a young age. Usually, this is during their college years. Some people wait until they graduate and start a job before they apply for their […]
When Is It Better To Use Credit Cards Instead Of Debit Cards
Believe it or not, there are instances when it is better to use credit cards instead of other payment methods. The convenience of not having to carry cash with you is the main reason for that. But if that is your only reason for using credit cards, then it is not much different from debit […]
When Is It Acceptable To Max Out Credit Cards
Having to max out credit cards is one of the scariest financial situations to be in. This is not a situation you want to be in at any point in your life. You have been taught from the very beginning to avoid maxing out your cards. One reason for this is that you are exposing […]
Money Habits To Help You Manage Your Finances Better
Having the right money habits can help you manage your finances better. It can also improve your chances of reaching your financial goals. One thing you need to remember when it comes to creating habits is that it takes a long time to integrate them into your daily life. It is not an idea you […]
Getting Back Financial Control From Credit Card Debt
Credit card debt is one of the biggest problems consumers have when it comes to their finances. In fact, CNBC shares that 70% of Americans with credit card payments cannot pay it off this year. That is a pretty bold statement which depicts the present financial status of American consumers. However, there are a number […]
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