Knowing the credit card terms will help you manage your credit use better. The truth is, managing your credit card payments is not complicated. However, it does require a complete understanding of the terms that can affect your balance. When you get your card for the first time, it usually comes with the terms and […]
Manage Credit Card Payments Before It Gets Out of Hand
A lot of consumers are having a hard time trying to manage credit card payments. Some even go as far as saying that they are in deep debt because of their credit card debt. This is a common sentiment among American consumers. A lot of them put the blame squarely on their credit cards when […]
Simple Steps To Lower Credit Card Interest Rates
Did you know that you can lower credit card interest rates? According to reports, the average interest rate today is almost 18%. It is quite high considering we only had a 12% rate ten years ago. If you think that is not too bad, wait until you understand how the interest rate goes through compounding. […]
4-Step Plan To Deal With High Credit Card Debts
If you have high credit card debts, you are not alone. In fact, a lot of Americans are deeply in debt thanks to their credit card spending. According to reports, the national average for credit card debt is currently at $4,293. But if you think that is high enough, wait until you calculate how much […]
3 Valid Reasons To Open A New Credit Card Account
Opening a new credit card account should be done with caution. It is okay to own more than one credit card. In fact, the average American owns more than 2 credit cards at a time. There is nothing wrong with that as long as you are sure that every card is being utilized properly. If […]
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