Emergency fund savings is a big challenge for a lot of American people because they have a hard time saving for it. It is not easy to pinpoint the exact reason for it but there are a few possible reasons that can contribute to this financial problem. For one, there are a lot of people […]
How To Budget Better When You Are A Freelancer
There are a number of Americans who are choosing to work as a freelancer and one of their main concerns is how to budget better given their new financial standing. There is a lot of difference between earnings from a corporate job as against a freelancer. They both have their own sets of benefits and […]
Do You Think You Can Survive With No Emergency Fund? Some Americans Think They Can
Did you know that some Americans are not bothered that they have no emergency fund? According to a new report published, almost 1 out of 5 survey respondents revealed that they feel okay even without emergency savings. The report also revealed that 47% of respondents, although they have savings, cannot cover less than three months […]
3 Reasons Why Financial Emergencies Happen
Financial emergencies have become an all too familiar part of everyone’s life. For something that is supposed to be unexpected, this is something that we always talk about. We believe that this is something that will certainly happen – we just don’t know when. Experts keep on telling us that we need to be prepared […]
How To Find Financial Security While Paying Off Debt
Finding financial security while paying off a huge amount of debt seems impossible. This seems like something that the average American needs. According to reports, the average American consumer owes a lot of debt. The average mortgage is more than $200,000 and the non-mortgage debt per household is $24,706. That is a lot of debt […]
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