Holiday spending is here and Christmas is just a few weeks away. There is no doubt that you would start walking past Christmas decorated homes in your neighborhood. As you walk around the mall, shops are already putting up their own decorations as well. Even in your office, desks are starting to fill up with […]
Signs Your Spending Habits Need Improvement
Your spending habits can make or break your financial position. It is not about how high or low your income is. It is how you choose to use the money that comes with every paycheck. That is how you can strengthen or weaken your personal finances. If you spend your money wisely, you are on […]
Tips To Make Smart Spending Decisions During Sale Events
If spending goes beyond your budget, that is an indication that you are not making smart spending decisions. Unless there is a circumstance that bloated your expenses beyond what you were prepared for, there is no excuse for you to spend more than what your budget allows. According to PlunkettResearch.com, consumers spent an estimate of […]
5 Financial Lessons You Can Learn From Your Kids
We’ve all been concentrating on how we can impart money lessons to our kids. But have you ever wondered if there are certain financial lessons that we can get from children? In a world that believes in the concept that kids will always be dependent on adults, this seems like a difficult concept to follow. […]
Debit Or Credit: What Is The Best Card To Use?
Debit or credit? That is a common question that you hear from the cashier when you are about to pay for your purchases. Even if you have given the same answer for years now, you may want to sit down and reconsider your payment choice. After all, smart spending is determined by your payment choice. […]