One of the best financial strategies to help you plan your household finances better is to avoid unwanted debt. It seems pretty simple but it can be quite challenging once you start to get serious with it. But it is a necessary step especially now that the health crisis has depleted the savings of a […]
Is It Wise To Always Pay In Cash?
There are different theories on whether it is advantageous or not to pay in cash for all your expenses. One one side, people prefer the method since they want to address the problem of falling into unmanageable debt. On the contrary, most consumers choose to pay with credit or loans since it helps them with […]
Manage Credit Card Payments Before It Gets Out of Hand
A lot of consumers are having a hard time trying to manage credit card payments. Some even go as far as saying that they are in deep debt because of their credit card debt. This is a common sentiment among American consumers. A lot of them put the blame squarely on their credit cards when […]
Is Your Holiday Budget Ready?
You might think it is still too early to start thinking about your holiday budget but the year is almost over. We are at the last third of the year and one month out from the last quarter of the year. In fact, Christmas holiday countdown is already down to two digits. This simply means […]
Manage Credit Card Debt Better With These Tips
The news about how people need to manage credit card debt better these days stems from the fact that they are now at alarming levels. USA Today shared an article describing that US household debt has breached marks last seen in 2008 financial crisis. Though it can also be interpreted as part of having a […]