Is it possible for you to get out of debt even when you are broke? It seems like a very difficult task to overcome but if you know the right strategies to use, it is not an impossible feat to accomplish. But what exactly does it mean to be broke? This is a financial situation […]
When Is It Better To Use Credit Cards Instead Of Debit Cards
Believe it or not, there are instances when it is better to use credit cards instead of other payment methods. The convenience of not having to carry cash with you is the main reason for that. But if that is your only reason for using credit cards, then it is not much different from debit […]
Different Ways To Measure If You Have Excessive Debt
When you have excessive debt, it is not unlikely that you will lose control of your personal finances. If you want to stabilize your financial future, you need to do something about your debt situation. You cannot just ignore it and hope that it will not affect you. For a lot of Americans, that might […]
How To Be Debt Free With A High Credit Score
Is it possible to be considered debt free and still maintain a high credit score? Before we can answer that let us define what debt freedom really means. Basically, when you are free from debt, that means you do not owe anyone money. But in the financial industry, there is more to just borrowing money […]
Effective Financial Habits To Start At The Top Of The Year
If you want to improve your life next year, you need to start using effective financial habits. In the past, people think that earning more is the best way to improve their financial position. Over the years, we realized that is not true. To be a financial success, you need to have the right habits […]
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