Credit cards caused a lot of us to sink in debt when the recession happened in 2008. Most people wanted to get rid of it entirely but financial experts advised that for the sake of keeping our credit scores high, we must retain one card – at least for emergencies. We all know the devastating […]
On Marriage And Your Personal Finances
Marriage should be primarily an emotional decision but that does not mean you should lose sight of everything else. Believe it or not, an important consideration before you get married is your personal finances – both yours and that of your spouse-to-be. In an article published on the Huffingtonpost.com, a study was cited that finally […]
The Falling Credit Card Debt: Are We Wising Up?
The presence of overwhelming credit card debt is something that keeps a lot of Americans on high stress levels right now. The way this debt rises is quite alarming because of the interest rate and the charges that are imposed when consumers make a mistake with their payments. The wrong use of these plastic cards […]
How To Budget When You Have An Irregular Income
We all know how a budget can be really helpful in putting your financial life in order. Among the many things that it can help with is in reaching goals. Whenever you have something that you want to save up for, a budget can prove to be essential in making sure that the funds are […]
How Money Management Can Make Your Dreams Come True
We all have dreams and ambitions in life. Most of them can be achieved easily if you have enough money to make it happen. But to be able to accomplish that, you need to to make sure that you have the right money management skills. Otherwise, you will just go in circles without any idea […]